Know where every tenge comes from and where it goes.

KAZSAP Group LLP (ТОО «KAZSAP GROUP») advises small and mid-sized businesses in Kazakhstan on managing cash: forecasting, working capital, receivables and payment calendars. Fewer surprises at the end of the month.

Check your cash cycleContact

Payment calendar

example month
money inmoney out

Services

Advisory work, delivered as tools your team keeps
01

Cash-flow forecast

A rolling 13-week and 12-month forecast built from your real receipts and payments, so you can see a gap weeks before it arrives.

02

Payment calendar

One calendar for salaries, taxes, suppliers, rent and loan instalments, with a weekly routine to approve payments against cash available.

03

Receivables

Credit terms, invoicing discipline and a reminder process that shorten the time customers take to pay.

04

Stock & suppliers

Finding slow-moving stock and agreeing supplier terms that match how quickly your goods actually sell.

05

Management report

A one-page monthly cash report for owners: balance, forecast, overdue receivables and upcoming obligations.

Scope and a fixed fee are agreed in writing before work starts. Nothing is payable before then.

Your cash conversion cycle

Interactive
—cash cycle, days
—cash tied up
—freed by saving days

Illustration only. Cash tied up is estimated as daily revenue × cycle days, a simplification that ignores margins and seasonality. Your accountant can give exact figures. Inputs stay in your browser.

Free help & our limits

Read before contacting us

Free sources

  • +Your bank's business manager can explain overdrafts, credit lines and payment services at no cost.
  • +The "Damu" Entrepreneurship Development Fund publishes support programmes for small businesses.
  • +Entrepreneur service centres give free basic consultations on accounting and taxes.

What we do not do

  • −No lending, factoring or other financing. We are not a bank or microfinance organisation and hold no ARDFM licence.
  • −We do not attract or hold money and provide no investment services.
  • −We do no accounting, tax or legal work. Those go to qualified professionals.
  • −We do not sell or implement ERP software. We are not affiliated with SAP SE or its partners.

Fraud notice. We never offer loans or investments, never ask for card details, banking passwords or SMS codes, and never ask anyone to pay to a personal card. If someone does this in our name, do not pay. Report it to the police and tell us by email.

Contact

Meetings by appointment

Personal data is processed only to answer enquiries and deliver agreed work, in line with the Law of the Republic of Kazakhstan "On Personal Data and Their Protection".